Millions of UK drivers were secretly overcharged on their motor finance agreements. The Supreme Court has ruled in favour of consumers — check in minutes if you qualify for a refund.
The mis-selling scandal affects anyone who financed a vehicle through a lender that paid hidden commissions to brokers and dealers.
If you answered YES to the first two questions, you may have a valid claim worth £1,000s.
From check to compensation — our streamlined process means you could receive your refund in as little as a few weeks.
Fill in our quick 2-minute form with your basic personal details and information about your motor finance. No documents needed at this stage.
Our team contacts your lender on your behalf to uncover whether a hidden discretionary commission was paid — and calculate what you're owed.
If your claim is successful, your lender pays compensation directly to you. You only pay our success fee if we win — completely risk-free.
We put our clients first. Our specialist team has helped thousands of UK drivers secure the compensation they deserve.
You never pay anything upfront. Our fee is only charged as a percentage of the compensation you receive — if we don't win, you pay nothing.
Our specialist motor finance claims team understands the FCA regulations and knows exactly how to build the strongest possible case for you.
We handle everything from start to finish. You simply provide your details and we take care of all communications with the lender on your behalf.
Your personal data is handled with the utmost care in full compliance with GDPR. We use bank-level encryption to protect your information.
The FCA has ordered lenders to set aside billions for redress. The official scheme means lenders must engage with valid claims made through authorised representatives.
Dedicated case managers keep you updated every step of the way. Real people, real support — you'll never be left in the dark about your claim.
Between 2007 and 2021, car dealers and brokers across the UK were secretly paid "discretionary commissions" by lenders — meaning the higher the interest rate they charged you, the more money they made. This was a fundamental conflict of interest that was never disclosed to customers.
The FCA investigated and found this practice was widespread and unfair. In a landmark ruling, the UK Supreme Court confirmed that lenders and brokers acted unlawfully, and millions of UK consumers are now entitled to a full refund of the excess interest they were charged.
The total estimated cost to lenders could exceed £16 billion — making this one of the biggest consumer finance scandals since PPI.
Thousands of UK drivers have already received compensation through Conco. Here's what some of them had to say.
"I had no idea I'd been overcharged on my car finance for years. Conco handled everything and I received a cheque in the post. Couldn't believe how easy it was."
"Thought it was too good to be true but the team kept me updated throughout. Three months later and I had over two thousand pounds back. Absolutely brilliant service."
"Simple form, quick process, great communication. I'd already paid off my car so didn't think I could claim — turns out I could and got nearly a thousand pounds back!"
Everything you need to know about the motor finance mis-selling scandal and how to make a claim.