Millions of UK drivers were mis-sold motor finance agreements between 2007–2020. Find out in minutes if you're eligible for a claim.
Estimated Redress Pool
Agreements Potentially Affected
Customer Satisfaction
No Fee – Zero Upfront Cost
Between 2007–2020, major UK finance companies systematically mis-sold motor finance by not disclosing hidden commissions paid to brokers and dealerships.
Dealerships were paid secret commissions to push certain finance deals, but this was never disclosed to you. The FCA confirmed this was widespread and unlawful.
In 2024, the Supreme Court ruled in favour of consumers, confirming that undisclosed commissions make finance agreements potentially unenforceable.
If you had a PCP, HP or other motor finance agreement since 2007, you could be entitled to thousands of pounds — even if you've finished paying it off.
Our simple process takes just 3 minutes to get started.
Fill in our quick form with your details and finance history. Takes about 3 minutes.
Our team assesses your claim within 24 hours and contacts you with next steps.
If eligible, we handle everything on your behalf. You receive your money directly.
"I didn't think I had a case, but Conco made it so simple. Got £3,500 back in just 6 weeks!"
"Brilliant service from start to finish. The team was helpful, transparent, and my claim was approved quickly."
"Never expected to get anything back. Conco's process was straightforward and I received £4,200 compensation!"
It takes just 3 minutes. No win, no fee.
You may be eligible if you had a motor finance agreement (PCP, HP or similar) between 2007 and 2020 and the finance company or broker received a commission that wasn't disclosed to you. Submit your details and we'll assess your specific circumstances.
It doesn't matter whether you've finished paying or even sold the car. The claim relates to how the agreement was originally sold, not its current status. You can still be entitled to compensation.
Amounts vary depending on your finance agreement, lender, and the commission paid. Many customers have received between £1,000 and £8,000. We'll give you an estimate once we've reviewed your case.
After you submit, we review your claim within 24 hours. If approved, compensation is typically received within 2–6 weeks, though some cases may take longer depending on the lender.
We work on a No Win, No Fee basis. There are no upfront costs. If we win your claim, we charge a percentage of the compensation received, which will be clearly explained before you proceed. If we don't win, you pay nothing.
Most major UK motor finance lenders are covered, including Black Horse, Volkswagen Financial Services, BMW Finance, Close Brothers, Santander Consumer Finance, and many others. Submit your claim and we'll confirm whether your lender is included.